:root{--navy-50:#f1f8ff;--navy-100:#deedfc;--navy-200:#bedbf6;--navy-300:#9cc7ea;--navy-400:#72acd6;--navy-500:#4a91bd;--navy-600:#28779e;--navy-700:#0b5d7c;--navy-800:#02475c;--navy-900:#083340;--navy-950:#0d252c;--cyan-50:#f3faf9;--cyan-100:#d8efec;--cyan-200:#b1deda;--cyan-300:#82c6c2;--cyan-400:#58a9a7;--cyan-500:#439998;--cyan-600:#307071;--cyan-700:#295b5c;--cyan-800:#25494a;--cyan-900:#223e3f;--cyan-950:#0f2224;--gold-50:#fef9ec;--gold-100:#fbeeca;--gold-200:#f6d57c;--gold-300:#f3c356;--gold-400:#f0ad2f;--gold-500:#ea8c16;--gold-600:#cf6910;--gold-700:#ac4911;--gold-800:#8c3914;--gold-900:#733014;--brown-50:#fbf5f2;--brown-100:#f4e9e1;--brown-200:#e8d3c5;--brown-300:#d8baa6;--brown-400:#c19c81;--brown-500:#a97f5e;--brown-600:#8e6443;--brown-700:#714c2d;--brown-800:#57371d;--brown-900:#3e2612;--brown-950:#29180a;--neutral-0:#fff;--neutral-50:#fff;--neutral-100:#f5f5f5;--neutral-200:#e6e6e6;--neutral-300:#d6d6d6;--neutral-400:#a5a5a5;--neutral-500:#767676;--neutral-600:#575757;--neutral-700:#434343;--neutral-800:#292929;--neutral-900:#1a1a1a;--cream:#fbeeca;--cream-deep:#f6d57c;--slate-0:#fff;--slate-50:#f6f7f9;--slate-100:#eef0f3;--slate-200:#e1e4ea;--slate-300:#cbd0d9;--slate-400:#9aa1ad;--slate-500:#6c7480;--slate-600:#4c535e;--slate-700:#343a44;--slate-800:#20252d;--slate-900:#0e1622;--product-habitacao:#e4933d;--product-pessoal:#cd644e;--product-seguros:#4fa0b3;--product-imobiliaria:#6aa85c;--product-academia:#8a6fb0;--product-invest:#4f86ab;--product-habitacao-soft:#fbeede;--product-pessoal-soft:#f8e4df;--product-seguros-soft:#e1eff2;--product-imobiliaria-soft:#e6f1e2;--product-academia-soft:#ece6f3;--product-invest-soft:#e2ecf4;--dot-gold:#c9a84c;--dot-teal:#57d7ac;--dot-purple:#966ec6;--dot-coral:#c96653;--dot-blue:#5b88cc;--success-50:#e7f3ec;--success-500:#1f8a5b;--success-600:#187a4f;--success-700:#136242;--warning-50:#fbf1d9;--warning-500:#c98a1e;--warning-700:#8c5f12;--danger-50:#fae6e2;--danger-500:#c0392b;--danger-600:#a82e22;--danger-700:#8e281d;--color-bg:var(--neutral-50);--color-bg-app:var(--slate-50);--color-cream:var(--cream);--color-surface:var(--neutral-0);--color-surface-sunken:var(--slate-100);--color-surface-navy:var(--navy-900);--color-surface-navy-2:var(--navy-800);--color-text:var(--navy-950);--color-text-muted:var(--slate-600);--color-text-subtle:var(--slate-500);--color-text-on-dark:#fef9ec;--color-text-on-dark-muted:#9cc7ea;--color-on-primary:#fff;--color-on-gold:var(--navy-950);--color-border:var(--slate-200);--color-border-strong:var(--slate-300);--color-border-on-dark:hsla(0,0%,100%,.14);--color-primary:var(--cyan-500);--color-primary-hover:var(--cyan-600);--color-primary-active:var(--cyan-700);--color-primary-soft:var(--cyan-50);--color-primary-border:var(--cyan-200);--color-gold:var(--gold-200);--color-gold-hover:var(--gold-300);--color-gold-soft:var(--gold-50);--color-on-gold-soft:var(--gold-800);--color-link:var(--navy-600);--color-link-hover:var(--navy-800);--color-focus:var(--navy-500);--color-success:var(--success-700);--color-success-bg:var(--success-50);--color-success-solid:var(--success-500);--color-warning:var(--warning-700);--color-warning-bg:var(--warning-50);--color-warning-solid:var(--warning-500);--color-danger:var(--danger-700);--color-danger-bg:var(--danger-50);--color-danger-solid:var(--danger-500);--color-info:var(--navy-700);--color-info-bg:var(--navy-50);--font-brand:"Geist","Inter",system-ui,sans-serif;--font-sans:"Geist","Inter",-apple-system,"Segoe UI",Roboto,sans-serif;--font-mono:"Geist Mono",ui-monospace,"SF Mono",Menlo,monospace;--weight-regular:400;--weight-medium:500;--weight-semibold:600;--weight-bold:700;--weight-extrabold:800;--weight-black:900;--text-display-xl:clamp(2.75rem,1.5rem + 5vw,4.75rem);--text-display-l:clamp(2.25rem,1.5rem + 3vw,3.5rem);--text-display-m:clamp(1.75rem,1.3rem + 1.8vw,2.5rem);--text-h1:2rem;--text-h2:1.5rem;--text-h3:1.25rem;--text-h4:1.0625rem;--text-body-lg:1.125rem;--text-body:1rem;--text-sm:0.875rem;--text-xs:0.8125rem;--text-2xs:0.6875rem;--leading-tight:1.05;--leading-snug:1.2;--leading-normal:1.5;--leading-relaxed:1.65;--tracking-display:-0.02em;--tracking-tight:-0.01em;--tracking-normal:0em;--tracking-eyebrow:0.12em;--space-1:0.25rem;--space-2:0.5rem;--space-3:0.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--space-24:6rem;--space-32:8rem;--container-max:1200px;--container-prose:680px;--container-app:1440px;--gutter:clamp(1.25rem,4vw,4rem);--control-h-sm:2rem;--control-h-md:2.5rem;--control-h-lg:3rem;--radius-xs:4px;--radius-sm:6px;--radius-md:10px;--radius-lg:14px;--radius-xl:20px;--radius-2xl:28px;--radius-pill:999px;--shadow-xs:0 1px 2px rgba(13,37,44,.07);--shadow-sm:0 1px 3px rgba(13,37,44,.1),0 1px 2px rgba(13,37,44,.06);--shadow-md:0 4px 12px rgba(13,37,44,.1),0 2px 4px rgba(13,37,44,.06);--shadow-lg:0 12px 28px rgba(13,37,44,.14),0 4px 10px rgba(13,37,44,.07);--shadow-xl:0 24px 56px rgba(13,37,44,.2),0 8px 20px rgba(13,37,44,.1);--shadow-gold:0 10px 24px hsla(44,87%,73%,.45);--shadow-inset:inset 0 1px 2px rgba(13,37,44,.1);--ring-focus:0 0 0 3px rgba(67,153,152,.4);--ease-out:cubic-bezier(0.22,0.61,0.36,1);--ease-in-out:cubic-bezier(0.45,0,0.2,1);--ease-standard:cubic-bezier(0.4,0,0.2,1);--duration-instant:80ms;--duration-fast:140ms;--duration-base:220ms;--duration-slow:360ms;--transition-control:color var(--duration-fast) var(--ease-out),background-color var(--duration-fast) var(--ease-out),border-color var(--duration-fast) var(--ease-out),box-shadow var(--duration-fast) var(--ease-out),transform var(--duration-fast) var(--ease-out)}.cf-eyebrow{font-size:var(--text-2xs);font-weight:var(--weight-bold);letter-spacing:var(--tracking-eyebrow);text-transform:uppercase;color:var(--color-text-subtle)}.cf-tnum{font-variant-numeric:tabular-nums}::-moz-selection{background:var(--gold-200);color:var(--navy-950)}::selection{background:var(--gold-200);color:var(--navy-950)}.cf-btn{--_h:var(--control-h-md);display:inline-flex;align-items:center;justify-content:center;gap:8px;height:var(--_h);padding:0 18px;font-family:var(--font-sans);font-size:var(--text-sm);font-weight:600;line-height:1;white-space:nowrap;text-decoration:none;border-radius:var(--radius-md);border:1.5px solid transparent;cursor:pointer;-webkit-user-select:none;-moz-user-select:none;user-select:none;transition:var(--transition-control)}.cf-btn:focus-visible{outline:none;box-shadow:var(--ring-focus)}.cf-btn[aria-disabled=true],.cf-btn[disabled]{opacity:.5;cursor:not-allowed;pointer-events:none}.cf-btn svg{width:1.15em;height:1.15em;flex:none}.cf-btn--sm{--_h:var(--control-h-sm);font-size:var(--text-xs);padding:0 12px;border-radius:var(--radius-sm)}.cf-btn--lg{--_h:var(--control-h-lg);font-size:var(--text-body);padding:0 26px}.cf-btn--block{display:flex;width:100%}.cf-btn--primary{background:var(--cyan-500);color:var(--navy-950)}.cf-btn--primary:hover{background:var(--cyan-400)}.cf-btn--primary:active{background:var(--cyan-300);transform:translateY(1px)}.cf-btn--gold{background:var(--gold-200);color:var(--navy-950)}.cf-btn--gold:hover{background:var(--gold-300)}.cf-btn--gold:active{background:var(--gold-400);transform:translateY(1px)}.cf-btn--secondary{background:var(--color-surface);color:var(--navy-900);border-color:var(--navy-200)}.cf-btn--secondary:hover{border-color:var(--navy-400);background:var(--navy-50)}.cf-btn--secondary:active{transform:translateY(1px)}.cf-btn--ghost{background:transparent;color:var(--navy-800)}.cf-btn--ghost:hover{background:var(--navy-50)}.cf-btn--danger{background:var(--danger-500);color:#fff}.cf-btn--danger:hover{background:var(--danger-700)}.cf-btn--on-dark.cf-btn--secondary{background:transparent;color:#fff;border-color:hsla(0,0%,100%,.3)}.cf-btn--on-dark.cf-btn--secondary:hover{background:hsla(0,0%,100%,.08);border-color:hsla(0,0%,100%,.6)}.cf-btn--on-dark.cf-btn--ghost{color:#fff}.cf-btn--on-dark.cf-btn--ghost:hover{background:hsla(0,0%,100%,.1)}.cf-btn__spin{width:1.05em;height:1.05em;border:2px solid;border-top:2px solid transparent;border-radius:50%;animation:cf-btn-spin .6s linear infinite}@keyframes cf-btn-spin{to{transform:rotate(1turn)}}.cf-iconbtn{--_s:40px;display:inline-flex;align-items:center;justify-content:center;width:var(--_s);height:var(--_s);padding:0;border-radius:var(--radius-md);border:1.5px solid transparent;background:transparent;color:var(--navy-800);cursor:pointer;transition:var(--transition-control)}.cf-iconbtn:focus-visible{outline:none;box-shadow:var(--ring-focus)}.cf-iconbtn[disabled]{opacity:.45;cursor:not-allowed}.cf-iconbtn svg{width:20px;height:20px}.cf-iconbtn--sm{--_s:32px;border-radius:var(--radius-sm)}.cf-iconbtn--sm svg{width:16px;height:16px}.cf-iconbtn--lg{--_s:48px}.cf-iconbtn--ghost:hover{background:var(--navy-50)}.cf-iconbtn--solid{background:var(--navy-900);color:#fff}.cf-iconbtn--solid:hover{background:var(--navy-800)}.cf-iconbtn--outline{border-color:var(--navy-200)}.cf-iconbtn--outline:hover{border-color:var(--navy-400);background:var(--navy-50)}.cf-iconbtn--on-dark{color:#fff}.cf-iconbtn--on-dark:hover{background:hsla(0,0%,100%,.12)}.cf-badge{display:inline-flex;align-items:center;gap:6px;font-family:var(--font-sans);font-size:var(--text-xs);font-weight:600;line-height:1;padding:4px 10px;border-radius:var(--radius-pill);border:1px solid transparent;white-space:nowrap}.cf-badge--square{border-radius:var(--radius-sm)}.cf-badge__dot{width:7px;height:7px;border-radius:50%;background:currentColor;flex:none}.cf-badge svg{width:13px;height:13px}.cf-badge--soft.cf-badge--neutral{background:var(--slate-100);color:var(--slate-700)}.cf-badge--soft.cf-badge--navy{background:var(--navy-50);color:var(--navy-700)}.cf-badge--soft.cf-badge--gold{background:var(--gold-50);color:var(--gold-700)}.cf-badge--soft.cf-badge--success{background:var(--success-50);color:var(--success-700)}.cf-badge--soft.cf-badge--warning{background:var(--warning-50);color:var(--warning-700)}.cf-badge--soft.cf-badge--danger{background:var(--danger-50);color:var(--danger-700)}.cf-badge--soft.cf-badge--info{background:var(--navy-50);color:var(--navy-700)}.cf-badge--solid{color:#fff}.cf-badge--solid.cf-badge--neutral{background:var(--slate-600)}.cf-badge--solid.cf-badge--navy{background:var(--navy-900)}.cf-badge--solid.cf-badge--gold{background:var(--gold-500);color:var(--navy-950)}.cf-badge--solid.cf-badge--success{background:var(--success-500)}.cf-badge--solid.cf-badge--warning{background:var(--warning-500);color:var(--navy-950)}.cf-badge--solid.cf-badge--danger{background:var(--danger-500)}.cf-badge--solid.cf-badge--info{background:var(--navy-700)}.cf-badge--outline{background:transparent}.cf-badge--outline.cf-badge--neutral{border-color:var(--slate-300);color:var(--slate-700)}.cf-badge--outline.cf-badge--navy{border-color:var(--navy-300);color:var(--navy-700)}.cf-badge--outline.cf-badge--gold{border-color:var(--gold-400);color:var(--gold-700)}.cf-badge--outline.cf-badge--success{border-color:var(--success-500);color:var(--success-700)}.cf-badge--outline.cf-badge--warning{border-color:var(--warning-500);color:var(--warning-700)}.cf-badge--outline.cf-badge--danger{border-color:var(--danger-500);color:var(--danger-700)}.cf-badge--outline.cf-badge--info{border-color:var(--navy-300);color:var(--navy-700)}.cf-avatar{--_s:40px;display:inline-flex;align-items:center;justify-content:center;width:var(--_s);height:var(--_s);flex:none;border-radius:50%;overflow:hidden;position:relative;background:var(--navy-100);color:var(--navy-800);font-family:var(--font-sans);font-weight:700;font-size:calc(var(--_s) * .38);line-height:1;-webkit-user-select:none;-moz-user-select:none;user-select:none}.cf-avatar img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover;display:block}.cf-avatar--xs{--_s:24px}.cf-avatar--sm{--_s:32px}.cf-avatar--lg{--_s:56px}.cf-avatar--xl{--_s:72px}.cf-avatar--square{border-radius:var(--radius-md)}.cf-avatar--gold{background:var(--gold-100);color:var(--gold-700)}.cf-avatar--ring{box-shadow:0 0 0 2px var(--color-surface),0 0 0 4px var(--gold-400)}.cf-avatar__status{position:absolute;right:-1px;bottom:-1px;width:30%;height:30%;min-width:8px;min-height:8px;border-radius:50%;border:2px solid var(--color-surface);background:var(--success-500)}.cf-avatar__status--away{background:var(--warning-500)}.cf-avatar__status--off{background:var(--slate-400)}.cf-card{background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);overflow:hidden}.cf-card--pad{padding:var(--space-6)}.cf-card--pad-sm{padding:var(--space-4)}.cf-card--pad-lg{padding:var(--space-8)}.cf-card--flat{box-shadow:none}.cf-card--md{box-shadow:var(--shadow-md)}.cf-card--lg{box-shadow:var(--shadow-lg)}.cf-card--interactive{cursor:pointer;transition:box-shadow var(--duration-base) var(--ease-out),transform var(--duration-base) var(--ease-out),border-color var(--duration-base) var(--ease-out)}.cf-card--interactive:hover{box-shadow:var(--shadow-lg);transform:translateY(-2px);border-color:var(--navy-200)}.cf-card--accent{border-top:3px solid var(--_accent,var(--gold-500))}.cf-card--navy{background:var(--navy-900);border-color:var(--navy-800);color:var(--color-text-on-dark)}.cf-card--cream{background:var(--cream);border-color:var(--cream-deep)}.cf-field{display:flex;flex-direction:column;gap:6px;font-family:var(--font-sans)}.cf-field__label{font-size:var(--text-sm);font-weight:600;color:var(--navy-900)}.cf-field__label .cf-field__opt{font-weight:400;color:var(--color-text-subtle)}.cf-field__req{color:var(--danger-500);margin-left:2px}.cf-field__hint{font-size:var(--text-xs);color:var(--color-text-muted)}.cf-field__err{font-size:var(--text-xs);color:var(--danger-700);display:flex;align-items:center;gap:5px}.cf-field__err svg{width:13px;height:13px}.cf-input-wrap{position:relative;display:flex;align-items:center}.cf-input{width:100%;height:var(--control-h-md);font-family:var(--font-sans);font-size:var(--text-sm);color:var(--navy-950);background:var(--color-surface);border:1.5px solid var(--slate-300);border-radius:var(--radius-md);padding:0 12px;transition:var(--transition-control);outline:none}.cf-input::-moz-placeholder{color:var(--slate-400)}.cf-input::placeholder{color:var(--slate-400)}.cf-input:hover{border-color:var(--slate-400)}.cf-input:focus{border-color:var(--navy-500);box-shadow:var(--ring-focus)}.cf-input:disabled{background:var(--slate-100);color:var(--slate-500);cursor:not-allowed}.cf-input--sm{height:var(--control-h-sm);font-size:var(--text-xs)}.cf-input--lg{height:var(--control-h-lg);font-size:var(--text-body)}.cf-input--err{border-color:var(--danger-500)}.cf-input--err:focus{box-shadow:0 0 0 3px rgba(192,57,43,.25)}.cf-input--has-prefix{padding-left:34px}.cf-input--has-suffix{padding-right:38px}.cf-input__affix{position:absolute;display:flex;align-items:center;color:var(--color-text-muted);font-size:var(--text-sm);pointer-events:none}.cf-input__affix svg{width:16px;height:16px}.cf-input__affix--prefix{left:12px}.cf-input__affix--suffix{right:12px}.cf-select{position:relative}.cf-select__trigger{width:100%;height:var(--control-h-md);display:flex;align-items:center;gap:8px;font-family:var(--font-sans);font-size:var(--text-sm);color:var(--navy-950);text-align:left;background:var(--color-surface);border:1.5px solid var(--slate-300);border-radius:var(--radius-md);padding:0 12px;cursor:pointer;transition:var(--transition-control);outline:none}.cf-select__trigger:hover{border-color:var(--slate-400)}.cf-select__trigger:focus-visible,.cf-select__trigger[aria-expanded=true]{border-color:var(--navy-500);box-shadow:var(--ring-focus)}.cf-select__value{flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.cf-select__value--ph{color:var(--slate-400)}.cf-select__chev{color:var(--color-text-muted);display:flex;transition:transform var(--duration-fast) var(--ease-out)}.cf-select__chev svg{width:16px;height:16px}.cf-select__trigger[aria-expanded=true] .cf-select__chev{transform:rotate(180deg)}.cf-select__menu{position:absolute;top:calc(100% + 6px);left:0;right:0;z-index:60;background:var(--color-surface);border:1px solid var(--color-border);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);padding:6px;max-height:264px;overflow-y:auto;animation:cf-select-in var(--duration-fast) var(--ease-out)}@keyframes cf-select-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.cf-select__opt{display:flex;align-items:center;gap:8px;width:100%;padding:9px 10px;border:none;background:none;text-align:left;font-family:var(--font-sans);font-size:var(--text-sm);color:var(--navy-950);border-radius:var(--radius-sm);cursor:pointer}.cf-select__opt:hover,.cf-select__opt[data-active=true]{background:var(--navy-50)}.cf-select__opt[aria-selected=true]{font-weight:600;color:var(--navy-900)}.cf-select__opt-check{margin-left:auto;color:var(--gold-600);display:flex;opacity:0}.cf-select__opt[aria-selected=true] .cf-select__opt-check{opacity:1}.cf-select__opt-check svg{width:15px;height:15px}.cf-select__dot{width:8px;height:8px;border-radius:50%;flex:none}.cf-consent{display:flex;align-items:flex-start;gap:11px;font-family:var(--font-sans);padding:12px 14px;border:1px solid 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